Released on = January 23, 2007, 8:33 am

Press Release Author = Camelot Marketing

Industry = Real Estate

Press Release Summary = Looking for Ontario California real estate? Local specialist
at Century 21 Town & Country suggests Mortgage Pre-Approval for easier search.
Ontario California real estate search is made easier with mortgage pre-approval
states local specialist


Press Release Body = "Finding Ontario California Real Estate is much easier with a
free mortgage loan pre-approval. A pre-approval lets you know the maximum mortgage
amount obtainable," states Lissette Quintanilla, local specialist with Century 21
Town & Country based in Ontario California.

"A home loan pre-approval letter makes your search much easier and we will only show
Ontario homes for sale in your specific price range of the maximum mortgage.
Sellers will also take an offer more seriously if the home mortgage loan is already
pre-approved."

"Many first time home buyers confuse being \"pre-qualified\" with \"pre-approved.\"
Pre-qualification is a casual process, where the potential buyer how much may be
borrowed based on income, existing debt, and cash down payment."

A pre-qualification may be a form letter or personalized, but will contain
disclaimers to protect the lender in case the borrower fails to qualify. Some real
estate agents feel that pre-qualification letters say little more than you have
contacted a mortgage company. Before a lender will make the loan on Ontario
California real estate, a formal loan application will be required.

Quintanilla continues "In contrast, pre-approval letters have far more validity and
indicate to the seller that you have passed the credit check and have preliminary
loan approval. To obtain pre-approval letter a formal loan application is submitted
with all the relevant documentation. Everything is verified and credit is checked,
then the lender agrees in writing to make the loan. The loan will be subject to a
satisfactory property appraisal and title search."

"A formal loan application process is an eventuality, so we recommend obtaining a
loan pre-approval in advance of searching for Ontario California real estate. By
doing so, you avoid any disappointment of making offers outside of your price range,
and get far more cooperation from sellers because they will feel that their time is
not being wasted."

For more information on Ontario California real estate contact Lissette Quintanilla
at Century 21 Town & Country directly 909-815-8497 or go to
http://www.LissetteQHomes.com
To obtain mortgage pre-approval please call 866 398 4664 or go to
http://www.goldmedalmortgage.com/Mortgage_Pre_Approval




Web Site = http://www.LissetteQHomes.com

Contact Details = Keith Hunt
8190 Orchard Street
Alta Loma , 91701
$$country

9099871233
camelot21@mindspring.com
http://www.LissetteQHomes.com